Use Your Credit Cards Wisely

Credit cards can help you improve your credit score. You can also use them for emergency capital. It’s vital for you to use your credit cards wisely. If you don’t, you will step on a financial land mine. 

Here are some things you should keep in mind: 

-Avoid applying for multiple credit cards within a short period 

-Pay more than the monthly minimum amount 

-Keep your utilization rate low